IMO, the lack of universal health care is the biggest problem in the USA. Thousands die EVERY MONTH because of inadequate or non-existant health care yet all we here about is terrorism, the drug war, etc.
Far more people die EVERY YEAR (and probably every month) than have been killed by terrorism in the entire history of the United States. Yet we waste all our tax money on the military (I do a lot of govt. contracting, so I know exactly how wasteful the govt. (esp. military) is) when our own health care system is a much bigger danger.
Personal health care savings accounts are a joke that won't help anyone except those who can already afford health insurance.
HEALTH CARE IS ALREADY TAX DEDUCTIBLE!!! and people STILL can't afford it.
Ok, I will now step off my soap box.