I am 45, Lam. At the rate that the debts are heading, the hockey stick curve is about to hit the handle! There is only three ways to get more money. 1)Borrow it. But that has been exhausted, almost. 2)Inflate/print it. Ever hear of Germany in the twenties? Wheelbarrows full of Marks=one loaf of bread? 3) Raise taxes. No comment.