You are still clueless and this is irrelevant. You are throwing shit against the wall to see if anything sticks. If you want to go back to discussing US pricing of gold I will discuss, but not going down your whirlpool of crazy.
What can be asserted without evidence can also be dismissed without evidence. -Christopher Hitchens
Facts don't lie or have an agenda. Facts are just facts
"God did it" is not an argument. It is an excuse for intellectual laziness.
If your viewpoint has merits and facts to back it up why would you have to lie?
You started gambling again? I kind of assumed, based upon your upped level craziness in posts over the last year. You need to get your addictions and diabetes under control or you are dying soon. How old are you now?
What can be asserted without evidence can also be dismissed without evidence. -Christopher Hitchens
Facts don't lie or have an agenda. Facts are just facts
"God did it" is not an argument. It is an excuse for intellectual laziness.
If your viewpoint has merits and facts to back it up why would you have to lie?
How come you get to call me out on personal attacks and yet make them with impunity?
Because it is not a personal attack. It is a rational observation based upon the fact that you spout on about subjects you gave no clue about.
Note the topic we are in. Phat Unplugged. Or perhaps your fancy college degree can clue me in on what *you* think to be relevant. I await with bated breath.
It does not matter what topic we are in if your response is irrelevant to what I posted. Your response needs to actually address what the poster is talking about, not veer off onto subjects unrelated and a Gish gallop of nothingness.
Here is a clue. Gold backs money. Money does not back gold.
How about instead of spouting nonesense how about provideng facts and data? This is a mantra not a factual look at finance and currency. Gold has not backed US currency since 1934. Going back to a gold standard is impossible and if it was our economy would be at the whims of countries and autocrats around the world. China or Russia could manipulate our economy by manipulating the prices of gold.
We are simply having a discussion.
Not about the subject matter. You are changing things every post. Get your mania under control. Stop blaming the diabetes. Your mental health controls your diabetes, diabetes does not control your mental health. I like you Phat. In a weird, odd way I like you. Your intransigence and ignorance are extremely frustrating, but at the end of the day I like you. Deal with your mental health.
What can be asserted without evidence can also be dismissed without evidence. -Christopher Hitchens
Facts don't lie or have an agenda. Facts are just facts
"God did it" is not an argument. It is an excuse for intellectual laziness.
If your viewpoint has merits and facts to back it up why would you have to lie?
I posted a couple messages on Facebook that dealt with mental health today. You prompted them. We just saw Jason Isbell and the 400 Unit in concert in Duluth, MN on Tuesday night. Phenomenal. My post. This song is pretty hard hitting on this. I suffer from anxiety. It is not debilitating for me. but it has altered my life in profound and subtle ways. In the last 5 years I have gotten therapy and medication for it. Both were great. I don't think one would have been effective without the other. I know people that suffer from anxiety. From mild to extreme. The best advice I can give is to go get it treated. Self-medication does not really help. You feel like it does, but it is right there, even worse, when you sober up.
What can be asserted without evidence can also be dismissed without evidence. -Christopher Hitchens
Facts don't lie or have an agenda. Facts are just facts
"God did it" is not an argument. It is an excuse for intellectual laziness.
If your viewpoint has merits and facts to back it up why would you have to lie?
Second Facebook post Thinking of anxiety again. I know no one that has known me for the last 30 years will believe that at one time I was painfully shy. Maybe those of you that knew me in my youth remember that I was very shy and reserved. Please pipe in if you remember that me. I need someone to support my contention that I was shy.
Looking back at that I see that the shyness was a manifestation of my anxiety. In college and later I dealt with it by being a bit more extroverted(other people may use the term "loud and obnoxious"). I think these were different sides of the same coin.
That is all ok. Without it I would not be who and where I am. I like who I am and I like where I am. The road had some bumps and an occasional bridge outage and collapse, but here I am. Scars and all.
Treating my anxiety is allowing me to enjoy what I have. It is also a lot better for my son, who also is a bit anxious. Nature? Nurture?
What can be asserted without evidence can also be dismissed without evidence. -Christopher Hitchens
Facts don't lie or have an agenda. Facts are just facts
"God did it" is not an argument. It is an excuse for intellectual laziness.
If your viewpoint has merits and facts to back it up why would you have to lie?
I turn 62 in July. I am taking it then. We don't need the income to live. I haven't had a real paycheck job in 20 years, so my payment wont be huge anyway. We can sock it away and work toward my wife retiring in 8 years when she turns 55. Everyone has different needs and desires. I wonder if Phat can work til 70. With his physical and mental health issues he should take it as soon as he can. He would have to live to 82.5 to make up that difference. 3x40=120 120/9.6=12.5 Please check my calculations.
What can be asserted without evidence can also be dismissed without evidence. -Christopher Hitchens
Facts don't lie or have an agenda. Facts are just facts
"God did it" is not an argument. It is an excuse for intellectual laziness.
If your viewpoint has merits and facts to back it up why would you have to lie?
This is why we have a financial advisor. All of our stuff, except for my wife's 403B, is in one place. He determines what we should put into tax deferred and what we should put in post tax. Emotion is out of the equation. We pay well for the advice, but it has been well worth it. We may not be getting the highest returns when the market is going up, but we don't take the biggest losses when the market goes down.
What can be asserted without evidence can also be dismissed without evidence. -Christopher Hitchens
Facts don't lie or have an agenda. Facts are just facts
"God did it" is not an argument. It is an excuse for intellectual laziness.
If your viewpoint has merits and facts to back it up why would you have to lie?
When I met my wife I was 40 and she was in medical school. I had just paid off a bunch of debt from a divorce and though I still owed on a house. It was 2004 and the housing market was booming. Walked away with $80k when I sold it.
When my wife graduated from Med School she had about $150k in debt. We were able to consolidate that at 3.25%. She finished med school in 2004 and we started paying right away instead of deferring. When she took her current position she qualified for loan forgiveness. The loans got paid off in 2000.
I will be honest. She makes good money. The lowest on the doctor scale as she is family practice working for a community health center, but up here you can live a sweet life on $200k. We have always maxed her 403B's, paid cars within 2 years and should have house paid off in 8(to match her retirement). She will have medical insurance costs as she will be 55, but we have that accounted for.
We have a nice house. It is the home she grew up in. When we moved back here 10 years ago we had it remodeled so there is a living quarters for her mother. We decided early on that her retiring before I was dead was a priority.
It is all choices. We drive newer cars. We buy them 1-3 years old and get great deals. Hers is a 2018 Subaru Legacy. I have a big 2019 Dodge Durango, but that is because we have a travel trailer so I needed something big enough to tow and haul the family.
We travel a bit. But the key is we pay for everything up front. We do not carry credit card debt. If we can not pay for it we don't do it. Our 20th anniversary is this year. We are going on a Viking River cruise on The Rhine.It is not cheap, but it is not ridiculously expensive. We have been planning this for 4 years. I have been putting extra toward our investments. When I booked, I booked it through Delta Vacations because I got 2 miles for every dollar spent, then I got another 2 miles for every dollar because I put it on my Delta American Express. I then had my financial guy move enough money into my bank account to pay for it. When we go in August, we won't worry about the money we spend because everything else will have been paid off months before.
I try to tell my young friends to start planning early. I did not, but I married well and it got me out of a potential issue. Resist going into debt to do fun things. If you can't pay up front for that vacation all your friends are putting on their credit cards, don't go. Don't take out a 6 year loan for your car. Do you need that house that is $75-$150k more? Debt is not necessarily a bad thing. Make sure it is smart debt.
Edited by Adminnemooseus, : Added blank lines between paragraphs.
What can be asserted without evidence can also be dismissed without evidence. -Christopher Hitchens
Facts don't lie or have an agenda. Facts are just facts
"God did it" is not an argument. It is an excuse for intellectual laziness.
If your viewpoint has merits and facts to back it up why would you have to lie?
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