Why don't most people understand this part of entrepreneurship?

Hello super smart people. I would like to get your opinion on something that I've been pondering about lately.For background, I went to college, went to grad school, got my degrees in engineering, and spent a decade of my life working as a design engineer. Then about 3 years ago I quit that and started a company of my own. Very recently I took the plunge and started a 2nd company. So now I own and run 2 companies. The first one is starting to mature and bring in a sizable income. The 2nd one is just starting and I've been able to keep my employees working and earning.If you ask any entrepreneur out there about the beginning of their business, every one of them will tell you the first 2 years suck. The next 3 suck a little less. They don't actually bring in any sizable profit until the 5 year or more. For example amazon.com was operating at a loss for 6 years. Uber after all these years are still operating at a loss. It is simply the nature of the beast.I belong to several forums for entrepreneurs where we give and receive advice from our peers. Probably the most common theme that comes up is people around us keep questioning why we aren't profitable yet after a month? Divorces have resulted from this. One spouse would start a business and the other just don't want to make the necessary sacrifices anymore.Every person I have ever talked to has a business idea and thinks they know how businesses work. Just like how every person out there thinks they know more than the evolutionary scientists on evolution. It is the Dunning Krueger effect. And I get it, evolution isn't very relatable to everyday life.But everything in everyday life is like starting a business. When you decide to body build, you work out at the gym and you don't gain muscle right away. In fact, you're going to be sore and you will feel weaker before you gain any strength. When you decide to career in engineering, you need to spend 4+ years in college not earning anything before you can start earning an income in that career. When you decide to get a house and start earning equity, you're gonna have to spend money to buy the house. When you want to get a taxi car to earn a living, you will have to spend a sizable chunk of money to buy the licenses and the car itself to start working as a cab driver.In other words, every other aspect of life is about taking 3 steps backward in order to take 5 steps forward.Why in God's name does most normal people think when you start a business you have to profit right away?And it goes beyond what the common man thinks about entrepreneurship. I regularly check out banks to see if I can get a business loan. And so far every one of them has told me in order for them to feel safe giving my company a loan I have to show my company earns a profit from day 1.I've talked to potential investors (aka people with money). One of the most common misunderstanding that I have run into is they think investing in a business is like a pyramid scheme: put $100k in, get $300k back next month. This is one of the reasons I decided to go at it by myself.There's a lot of brain power here. I know that. Why do you think most normal people can't understand this part of entrepreneurship? Is there a mental block somewhere that prevents a person from applying what goes on with normal everyday life to starting and running a business?

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I have a hard time believing that bankers and investors, who should be knowledgable in business matters, would be so naïvely ignorant of such basic concepts.
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Regarding bankers, their understanding is very selective. They are in the business of loaning money to people who DON'T need it. I have an entrepreneur friend who used to be a VP at PNC Bank. He knows exactly how the banking system works when it comes to lending money. If you already have money and you got a background like family with money, the standards are vastly different than if you start out with nothing.Regarding investors. You have to understand that not all investors know what is going on. A lot of them inherited money and just start calling themselves investors. I had a woman contact me and wanted to "invest". From what I gathered, her husband died and left her a sizable sum. I declined her involvement after figuring out she thought she could triple her money in a month like a pyramid scheme.When people think of start up and investors, they always think of the tech startup in silicon Valley that turn into a billion dollar industry in a year or so. No one ever thinks of the millions of startups that have nothing to do with a new revolutionary tech. My primary company was started because I found a gap in the real estate market that wasn't exploited. Real estate is notorious for needing HUGE amounts of money for initial investment. But with a gap, any normal person can go at it without either having a huge sum of money or doing it slowly for decades while still holding a w-2. I went in without either.Here is another double standard. Rich people exploit tax loopholes all the time to avoid paying taxes. And banks love that. When my company exploited some tax loopholes to minimize my taxes, a banker heavily hinted that I don't do that if I wanted to get a loan.You could say it is the same thought process as what happened with the gamestop stock and robinhood. When billionaires play the system to manipulate the market, it is just fine. But when normal people use the same tactics, they out the hammer down on the normal folks hard.So, how hard was the first 2 years for me? At one point I was behind on my own electric bill while owning a million dollars worth of assets. And when I say own, I mean own. No loans. This whole thing has been completely self funded.