According to what I’ve read the prize fund has conditions attached which should be sufficient that he never has to pay out.
Anyway, that’s not even an unusual Creationist argument. The real answer is more likely in the chemistry of very early (RNA) life.
The obvious counter-argument is that where we know the origins It’s because humans developed the codes, and rather obviously the DNA code came about before there were any humans.
So really it’s a difficult scientific problem, but creation doesn’t really offer much in the way of an alternative when we consider the big picture.
P Z Myers has more to say
Pharyngula