Lol if you need the money that bad fly down to Slovenia tomorrow i should be getting 30 000 EUR sometime tomorrow i can spare the 180 EUR for someone down on his luck might tip the balance one day by the man upstairs
Awe Thanks for the offer my friend, but life will work out for me one way or the other. In august my loans will come in, and I'll have the funds to succeed at my studies. And that is my priority.
Or i can do what some dude taught up somewhere in Poland i believe he hands out small lones up to 500EUR as guarantee you pawn your soul to him.
Really? Will he mail a check? As long as he doesn’t get my soul until after this body dies he can buy it as many times as he wants.
keep your mind from this way of enquiry, for never will you show that not-being is ~parmenides
Sorry i missed the country its actually in Latvia. And the lone goes up to 700 EUR or a bit less then 1000 $ still the interest rates are high but who needs a dusty old soul anyway
According to the agreement, the only security required of the borrower is their immortal soul, which they are asked to confirm as their previously unmortgaged property.
Id drive up there and sell mine but there was this indecent of me smoking weed and the devil showing up ....
From one professional whiner to another, let me point out that were it not for licensing, anyone could hang out a shingle and claim to represent the skill level of the work that you do. The overall value of your services would drop, as many of these people would do shoddier work and charge far less.
The demise of the exclusivity of Western Labor in general is one of my pet peeves. My critics say that we workers need to prove our value (and be able to show it) in order to justify our wages.
Global competition wont end, unfortunately. Find a way to get licensed and registered and bonded and all of those necessary steps. This will allow you to advertise these reassurances to your potential clients. Hopefully we can get our economies up and running again, but we all are having to work harder at doing so.
From one professional whiner to another, let me point out that were it not for licensing, anyone could hang out a shingle and claim to represent the skill level of the work that you do. The overall value of your services would drop, as many of these people would do shoddier work and charge far less.
That still happens here. Many people ask friends who did their work and look for installers separate from legit companies. The work is generally shoddier, but a lot cheaper too. That’s one reason why the stores are slower here than they could be. The stores hire good installers, and have had to cut prices to be competitive in that market.
The stores make money off the material while an installer will only make money off the jobs. a lot of supply costs have went up too. Because anyone you hire has to have either the exemption or you as an installer must have workman’s comp to cover a worker at a minimum of $10,000.
More and more installers are doing 'side work' or going directly to the consumers. I understand why they are doing what they are doing; I believe that the exemption cost is too high for the true profit being produced in this economy.
The insurance laws here are protecting consumers from liability if someone gets hurt. But a piece of paper you sign saying no one is liable should not cost $200 for every worker.
Global competition wont end, unfortunately. Find a way to get licensed and registered and bonded and all of those necessary steps. This will allow you to advertise these reassurances to your potential clients. Hopefully we can get our economies up and running again, but we all are having to work harder at doing so.
I'll be fine after college. I just have to survive until then. The easiest way for me to make money and for my resume after college to look better is to remain self-employed. But if I must take work in fast food or something else I will.
keep your mind from this way of enquiry, for never will you show that not-being is ~parmenides
I don't know specifically about flooring, but let me be the one guy to come in here and tell you that, more often than not, you're right - licensing requirements are at least as frequently about sheltering established businesses from new competitors as they are about "protecting consumers."
Why do barbers need to be licensed? Why do interior decorators need licenses? Was there some incredible plague of people with mismatched drapes and sofas that regular market activity couldn't solve? Is there some issue where people got bad haircuts and didn't know why? If shaving is so dangerous why do we let people do it themselves?
Licensing doctors - that makes sense, people don't have the expertise to distinguish legitimate medicine from snake oil. (Doctors barely do!) Licensing contractors - there's an issue of public safety.
Flooring? If you put down wrinkly linoleum is it that big a deal? You'd have to tell me what the risks are, when it comes to your profession.
"Regulatory capture" is what this is called, and you know you're looking at a regulatory capture situation where the rationale offered is one of public safety, but current established businesses are being grandfathered in.
"Regulatory capture" is what this is called, and you know you're looking at a regulatory capture situation where the rationale offered is one of public safety, but current established businesses are being grandfathered in.
I believe this is more of a consequence. In my opinion the real reason for the licensing is revenue for the region. Similar to federal tax ID's to keep up with who is making what money and what is owed in taxes.
So to me, businesses that do not try to fight excessive costs in licensing are lucrative enough to enjoy the extra protection from competition.
In this case, when TN tried to pass the workman’s comp law it failed, as stores fought it. But insurance agencies took matters into their own hands denying insurance to companies who do not require workers not covered by the company to have workman’s comp insurance.
It's just a money fight that’s all. Greed and politics.
keep your mind from this way of enquiry, for never will you show that not-being is ~parmenides
In my opinion the real reason for the licensing is revenue for the region.
Certainly the revenue is how they sell the deal to legislators, but nobody's state is getting rich off of $250 business licensing.
Similar to federal tax ID's to keep up with who is making what money and what is owed in taxes.
You need a federal tax ID to pay federal taxes, and if you're going to set up the business as a distinct legal and tax entity from your personal income - which is the point of that kind of business - then obviously you need a distinct tax identifier so your business can pay state and federal taxes.
It's just a money fight that’s all. Greed and politics.
Agreed - regulatory capture benefits entrenched interests at the expense of new businesses.
Certainly the revenue is how they sell the deal to legislators, but nobody's state is getting rich off of $250 business licensing.
It could generate quite a bit when every hired hand must pay the $200. $200 of the $250 is for a workman's comp exemption.
The $50 is for licensing under a federal tax ID for city and county. (Which I consider affordable and necessary)
I'm used to working people who really need to work and use them as go-fers, clean-up, and muscle for moving furniture and material. They generally can't afford the cost; I can't pay it for them.
The answer most Installers in this area have come up with is: licensing and exemptions for themselves and a partner or long time worker, and the rest of the help they hire is paid cash and simply "does not exist".
So: one 4-man crew is $800 to the state if everyone complies. And there are a lot of construction workers in Clarksville TN.
You need a federal tax ID to pay federal taxes, and if you're going to set up the business as a distinct legal and tax entity from your personal income - which is the point of that kind of business - then obviously you need a distinct tax identifier so your business can pay state and federal taxes.
I agree with that. The cost is also minimal.
Edited by tesla, : math error.
keep your mind from this way of enquiry, for never will you show that not-being is ~parmenides
This subject reminds me of an annoyance I came across. I'm a musician by hobby. And I also do instrument repairs here and there. There was a tool that I needed but couldn't find anywhere. Finally, when I found it at this place, I called them and wanted to order one. They asked for my business license and I was like "what the hell are you talking about, lady?" Apparently, I needed some kind of musical repair license or whatever to buy their product. After I tried to reason with her unsuccessfully, bid her good bye and hung up. After trying to dig around some more and still couldn't find what i needed, I had to call up a friend and asked him to order the parts for me. Since he's got his own business in this area, he was able to get it for me.
Yeah, I will probably keep a business license for the rest of my life just for instances like that. Of course some materials need specified licensing, but a general business license and tax ID can save you a lot of money buying goods from bulk retailers.
A license by itself isn't that expensive here.
keep your mind from this way of enquiry, for never will you show that not-being is ~parmenides
A waitress in my country who is under 18 cannot sell cigarets to clients and if the pub has ciggarets on sale she has to be supervised.
At the same time she can sell you alcohol and she herself can get drunk whiteout the pub being responsible for selling alcohol to minors.
Mandatory things you haveto have in your car:
Spare tire The tool to unscrew the screws of a tire lights first aid kit and other nonsense
But it is ONLY RECOMENDED thaT YOU HAVE A JACK with you to lift the car and change the tire
A policeman whiteout his full issued gear (cap, pants, .....) is not considered a policeman on duty but that policeman can give you a ticket and if you report his lack of formal were he can have disciplinary action taken against him but you still have to pay for the ticket.
The county can take away some land that belongs to you if it is for the common good (road ....) if you do not wish to sell them that land they get an appraiser and pay you what the appraiser says the land is worth. But if you say i wish to sell you this land and set an outrageous price that they cannot pay they cannot do the above mentioned.
If someone steals your bike and you go and steal it back that guy can call the cops and the cops have to return the bike to him because he was the last person in possession of the bike. (only in theory cops are not that dumb to follow such a stupid part of some law)
I always laugh when a country has smoe insane sex law, mainly because we dont have then except for having sex with a minor an you yourself not being a minor.
And rape and all the normal sex laws.
But there are some freaky sex laws out there
In Guam a virgin cannot marry so they employ people to devirgenise them
Islamic law or some other religion i forgot i think says something about having sex with a lamb then it being a mortal sin if you eat the flesh afterwards
In Libanon a man can have sex with animals as long as the animals are female if you have sex with a male animal you are put to death
I think in hong Kong the wife can legally kill her husband if he cheated on her as long as she uses her bare hands to do so and the choice is hers when it comes to killing the mistress
Frako you should start a dumb laws topic, I am sure there are plenty out there,here in NC there are a ton of them I could post, not going to queer this thread up with them though. USA might have more dumb laws then anyone, we got to be #1 in somthing.
"I hate to advocate the use of drugs, alcohol, violence, or insanity to anyone, but they always worked for me." - Hunter S. Thompson
™ Version 4.2